Friday, December 05, 2008
The Economy and Social Security Disability.
What do you do if you are presently working with a medical condition that causes you disabilities and you are lucky enough to be in the company that accommodates those disabilities but now you are concerned there may be layoffs at your company? This is a question facing thousands of Americans with disabilities. These fears are justified and for many of you in this position you may have to start looking at the possibility of applying for Social Security disability benefits if your company let you go. The best case scenario is that you are able to find another job that is willing to accommodate your disabilities. However, this can be a lot more difficult than it sounds depending on what your disabilities are. If you have worked for a company for many years and developed your medical condition while working for them generally they are more willing to take steps to accommodate your disability because of your relationship and experience in the job. When applying for a new job you do not have this relationship with the company, or possibly the experience the new job requires. This could lead to a frustrating search for new employment. There are laws in place to protect people with disabilities from being discriminated against when applying for jobs, however, we do not live in a perfect world and many companies will not be hiring, or will be looking to hire younger cheaper employees. In my opinion, those most affected will be those who worked for one company for many years and are now in the 50 to 65-year-old age group. The good news is for those of you who do have disabilities and are in this age group it can be significantly easier to be approved for disability benefits than for those under 50 years old. I would never recommend someone apply for Social Security Disability benefits over looking for new employment because generally working is better both financially and for one's personal well-being. But, for those who can't find employment with disabilities Social Security Disability may be your best option. If you have a disability and you have recently been let go or you expect that your company will be making layoffs now is the time to research all your options. To learn more about Social Security disability follow the link to my website so you can learn about disability and be prepared for what might lay ahead. In these uncertain times, you should learn all you can about all your options if you lose your job. My website can help you better understand one of those options. I sincerely hope that this is not your situation but if it is, you have a place to go to learn more about disability benefits.